How much time do I need to complete a sale before repossession?

It varies depending on how far proceedings have progressed. The earlier you contact us, the more time we have to complete. We have completed sales in as little as 7–14 days in urgent situations — but this is not always possible.

Will I get any money if I sell to stop repossession?

If there's equity in your property above the outstanding mortgage balance (and any charges), the surplus is yours after the mortgage is repaid from the sale proceeds.

Should I tell my mortgage lender I'm trying to sell?

Yes — informing your lender you're actively selling is generally advisable and may cause them to pause proceedings. Your solicitor can advise on this.

Can you help if I've already received a repossession notice?

Yes — contact us immediately. The earlier in the process you get in touch, the more we can do. Even at a late stage, a fast sale may be possible.

No judgement • Confidential • Local

Selling Your House Due to Risk of Repossession

Falling behind on mortgage payments can happen to anyone — redundancy, illness, a relationship breakdown, or a change in financial circumstances. If you're facing repossession, you're not alone, and there are options available. Selling quickly to a cash buyer is one of the most effective ways to stop the process in its tracks, settle your mortgage, and avoid a damaging County Court Judgment (CCJ).

✓ Cash offer within 24 hrs
✓ No estate agent fees
✓ No solicitor costs
✓ Speak directly with Mark
✓ Complete in 7–28 days

Get a Free Cash Offer Call Mark directly

Why a cash sale makes sense

How a cash sale can help

Speed — a fast sale can complete before repossession proceedings conclude
Stops the legal process — funds from the sale settle the outstanding mortgage
Protects your credit record — avoiding a repossession order on your file
You may receive funds above what's owed if there's equity in the property
No fees — no estate agent commission eating into what you receive

Situation

Risk of Repossession

If you're behind on mortgage payments, a fast cash sale may stop repossession proceedings, protect your credit record, and give you a clean start.

Cash offer within 24 hours
No estate agent commission
We cover all legal costs
No viewings, no open market listing
Mark handles everything personally

Tell us about your situation →

What the process looks like

Simple, straightforward steps — no jargon.

STEP 01
Contact us urgently
Time is critical in repossession situations. Call Mark directly or fill in the form explaining the urgency. We treat all such enquiries as a priority.
STEP 02
Fast-tracked offer and acceptance
We'll make an offer quickly — often within hours. Once accepted, we move immediately to instruct solicitors and progress towards exchange.
STEP 03
We liaise with your lender
Our solicitors can liaise with your mortgage lender to arrange for the outstanding mortgage to be repaid from the sale proceeds, stopping or postponing any repossession order.

Ready to discuss your situation?

Fill in the short form below and Mark will call you back — usually the same day.

Get a Free Cash Offer Call Mark: 0800 169 4077

Honest about our limits

What we can't do

We believe in being transparent about our limitations. Here's what you should know before getting in touch.

We can't guarantee to complete before a repossession order is executed — time is genuinely critical, so contact us as early as possible
We can't provide debt advice — speak to a free debt charity such as StepChange or Citizens Advice
We can't help if the lender has already obtained a possession order and scheduled an eviction without sufficient notice for us to complete
Our offer will be below open-market value — but many sellers in this situation find certainty of outcome more valuable

Independent advice

We strongly recommend seeking independent legal and financial advice before selling your property. The following organisations offer free, impartial guidance:

→Citizens Advice — Free legal and financial guidance
→StepChange — Free debt advice charity
→Money and Pensions Service (MoneyHelper) — Free financial guidance
→Your own solicitor — Independent legal representation

Areas we cover

We buy across the East and West Midlands. Find your area below.

View all areas we cover →

Common questions about risk of repossession

: It varies depending on how far proceedings have progressed. The earlier you contact us, the more time we have to complete. We have completed sales in as little as 7–14 days in urgent situations — but this is not always possible.
: If there's equity in your property above the outstanding mortgage balance (and any charges), the surplus is yours after the mortgage is repaid from the sale proceeds.
: Yes — informing your lender you're actively selling is generally advisable and may cause them to pause proceedings. Your solicitor can advise on this.
: Yes — contact us immediately. The earlier in the process you get in touch, the more we can do. Even at a late stage, a fast sale may be possible.

Get a free cash offer →

Free & No Obligation

Get Your Free Cash Offer

Fill in the form below and Mark will personally get back to you within 24 hours. No fees, no obligation, no hard sell.

Prefer to talk? Call Mark directly:

0800 169 4077